Clal has 35 pension funds, and they hold 199 billion shekels between them.
These are the returns, fees and assets of the Clal pension funds in the Authority's report for September 2026. The list starts with the largest by assets, and the buttons above it sort it by any figure.
Each block is a fund, and its size is the money it holds.
Each dot is one fund, and the large dot is the average of them all.
Since the start of the year+7.18%
Average of 33 funds
Lowest fund: כלל פנסיה משלימה עוקב מדדים גמישHighest fund: כלל פנסיה משלימה מניות
3 years, yearly average+11.32%
Average of 26 funds
Lowest fund: כלל פנסיה משלימה למקבלי קצבה קיימיםHighest fund: כלל פנסיה משלימה מניות
5 years, yearly average+7.25%
Average of 21 funds
Lowest fund: כלל פנסיה משלימה למקבלי קצבה קיימיםHighest fund: כלל פנסיה מניות
Fee on savings0.16%
Average of 35 funds
Lowest fund: כלל פנסיה כלליHighest fund: כלל פנסיה משלימה עוקב מדדים למקבלי קצבה
An average counts every fund once, whatever its size. Returns are before management fees, and past returns say nothing about future ones.
The 35 Clal pension funds that reported for September 2026 are listed here.
- כלל פנסיה כלליgeneral
57.0 billion shekels
Fee 0.14%This year +9.23%5 years +9.47%
- כלל פנסיה לבני 50 ומטהage up to 50
42.9 billion shekels
Fee 0.14%This year +10.20%5 years +10.47%
- כלל פנסיה לבני 50-60age 50 to 60
22.9 billion shekels
Fee 0.14%This year +9.45%5 years +9.56%
- כלל פנסיה מניותstocks
19.3 billion shekels
Fee 0.14%This year +11.69%5 years +11.44%
- כלל פנסיה עוקב מדד S&P 500S&P 500 index
17.3 billion shekels
Fee 0.14%This year +7.54%5 years +11.12%
- כלל פנסיה מסלול בסיסי למקבלי קצבהpension recipients, basic
13.1 billion shekels
Fee 0.14%This year +7.10%5 years +8.21%
- כלל פנסיה לבני 60 ומעלהage 60 and over
9.0 billion shekels
Fee 0.14%This year +7.28%5 years +7.51%
- כלל פנסיה משלימה לבני 50 ומטהage up to 50
2.2 billion shekels
Fee 0.19%This year +9.74%5 years +8.76%
- כלל פנסיה למקבלי קצבה קיימיםexisting pension recipients
2.2 billion shekels
Fee 0.14%This year +3.80%5 years +5.10%
- כלל פנסיה משלימה - כלליgeneral
1.9 billion shekels
Fee 0.19%This year +8.49%5 years +7.85%
- כלל פנסיה מניות סחירtraded stocks
1.5 billion shekels
Fee 0.14%This year +10.75%5 years –
- כלל פנסיה משלימה מניותstocks
1.4 billion shekels
Fee 0.19%This year +13.82%5 years –
- כלל פנסיה משלימה לבני 50 עד 60age 50 to 60
1.4 billion shekels
Fee 0.19%This year +8.59%5 years +7.74%
- כלל פנסיה משלימה עוקב מדד S&P 500S&P 500 index
1.1 billion shekels
Fee 0.19%This year +8.06%5 years –
- כלל פנסיה הלכהJewish law
1.1 billion shekels
Fee 0.14%This year +7.95%5 years +8.90%
- כלל פנסיה עוקב מדדי מניותstock index tracking
940 million shekels
Fee 0.14%This year +9.93%5 years –
- כלל פנסיה משולב סחירmixed traded assets
892 million shekels
Fee 0.14%This year +8.94%5 years –
- כלל פנסיה משלימה בסיסי למקבלי קצבהpension recipients, basic
747 million shekels
Fee 0.19%This year +7.16%5 years +6.70%
- כלל פנסיה משלימה לבני 60 ומעלהage 60 and over
614 million shekels
Fee 0.19%This year +6.52%5 years +5.64%
- כלל פנסיה אשראי ואג"חcredit and bonds
348 million shekels
Fee 0.14%This year +4.10%5 years +4.88%
- כלל פנסיה עוקב מדדים גמישflexible index tracking
285 million shekels
Fee 0.14%This year +3.69%5 years –
- כלל פנסיה כספי (שקלי)money market (shekel)
158 million shekels
Fee 0.14%This year +4.20%5 years +5.02%
- כלל פנסיה משלימה מניות סחירtraded stocks
138 million shekels
Fee 0.19%This year +12.30%5 years –
- כלל פנסיה משלימה למקבלי קצבה קיימיםexisting pension recipients
127 million shekels
Fee 0.19%This year +1.60%5 years +0.19%
- כלל פנסיה משלימה עוקב מדדי מניותstock index tracking
96.5 million shekels
Fee 0.19%This year +11.35%5 years –
- כלל פנסיה מסלול הלכה למקבלי קצבהpension recipients, Jewish law
81.3 million shekels
Fee 0.14%This year +5.99%5 years +8.01%
- כלל פנסיה קצבה לזכאים קיימיםexisting pension recipients
49.8 million shekels
Fee 0.14%This year +4.99%5 years +6.96%
- כלל פנסיה משלימה משולב סחירmixed traded assets
49.0 million shekels
Fee 0.19%This year +8.00%5 years –
- כלל פנסיה עוקב מדדים למקבלי קצבהpension recipients, index tracking
36.4 million shekels
Fee 0.14%This year –5 years –
- כלל פנסיה משלימה עוקב מדדים גמישflexible index tracking
29.3 million shekels
Fee 0.19%This year +0.84%5 years –
- כלל פנסיה אג"ח סחירtraded bonds
27.9 million shekels
Fee 0.14%This year +3.68%5 years –
- כלל פנסיה משלימה כספי (שקלי)money market (shekel)
11.1 million shekels
Fee 0.19%This year +3.49%5 years +3.66%
- כלל פנסיה מסלול הלכה למקבלי קצבה קיימיםpension recipients, Jewish law
9.0 million shekels
Fee 0.14%This year +3.60%5 years +5.02%
- כלל פנסיה משלימה אג"ח סחירtraded bonds
7.3 million shekels
Fee 0.19%This year +2.90%5 years –
- כלל פנסיה משלימה עוקב מדדים למקבלי קצבהpension recipients, index tracking
1.5 million shekels
Fee 0.19%This year –5 years –
Clal has funds of these kinds.
- Study funds38.5 billion shekels12 funds
- Provident funds for benefits and severance35.8 billion shekels15 funds
- Investment provident funds5.0 billion shekels12 funds
- Savings funds for a child2.9 million shekels4 funds
- Central severance funds2.2 billion shekels6 funds
- Insurance savings tracks106 billion shekels25 funds
2 funds stopped reporting in the last three years
These are the questions people ask about these funds.
How many Clal pension funds are there?
35 Clal pension funds reported for September 2026. Together they hold 199 billion shekels, and 2 more stopped reporting in the last three years.
What is the average fee of the Clal pension funds?
The average fee on savings is 0.16% a year, over the 35 Clal pension funds that report one. Every fund counts once, whatever its size.
Which of the Clal pension funds has the highest return over 5 years?
כלל פנסיה מניות has the highest average yearly return over 5 years, +11.44%, of the 21 Clal pension funds with a 5-year figure. The lowest is כלל פנסיה משלימה למקבלי קצבה קיימים, with +0.19%. These returns are before management fees.
Are these returns before or after management fees?
They are before. The Authority states that the returns it reports are before the fund's management fees, so a saver's own return is lower by the fee on savings.
The figures are from the monthly reports of the Capital Market, Insurance and Savings Authority for September 2026, read on 5 November 2026. Returns are before management fees, and past returns say nothing about future ones.