כלל גמל לעתיד עוקב מדד S&P 500 holds 847 million shekels and charges 0.59% a year on the savings.
These are its returns, fees, assets and risk in the Authority's report for September 2026, and how it compares with the funds on its track.
₪10,000 put in at the start of October 2021 would have become, by the end of September 2026
₪17,634+76.3%
The dashed line is the amount put in.
January 2021September 2026
This follows the fund's own monthly returns, which are before its management fees, so it shows the fund's growth and not what a saver's balance would be.
Among the 15 investment provident funds on the S&P 500 index track, this is where the fund stands.
Each dot is a fund on the track, the large dot is this one, and it stands at place 8 of 15 by assets.
Since the start of the year+8.01%
Place 5 of 14 from the highest, and the funds' average is +7.87%.
3 years, yearly average+13.39%
Place 7 of 8 from the highest, and the funds' average is +13.61%.
5 years, yearly average+12.01%
Place 3 of 6 from the highest, and the funds' average is +11.96%.
Fee on savings0.59%
Place 10 of 14 from the lowest, and the funds' average is 0.55%.
All the investment provident funds on the S&P 500 index track
This chart sets each year's return against the average of the funds on the same track.
Only years the fund reported in full are shown, and each year's return is its twelve monthly returns compounded.
The fund's assets have changed like this since December 2020.
This is how the fund's money was invested in September 2026.
- Exposure to shares
- 100.0%
- Exposure abroad
- 106.4%
- Exposure to foreign currency
- 100.2%
- Liquid assets
- 93.6%
An exposure is the amount the Authority reports divided by the fund's assets, so one figure can be above 100%.
Over the last 12 months the fund received 181 million shekels in deposits and paid out 88.2 million shekels in withdrawals.
- Deposits181 million shekels
- Withdrawals88.2 million shekels
- Transfers between funds, in less out-260 million shekels
- Net inflow after withdrawals and transfers-167 million shekels
These amounts cover the last twelve months.
Over 5 years the fund returned +12.01% a year on average.
| Period | Return in all | Average a year |
|---|---|---|
| Last month, September 2026 | +2.21% | – |
| Since the start of 2026 | +8.01% | – |
| 3 years | +45.79% | +13.39% |
| 5 years | +76.34% | +12.01% |
The Authority states that these returns are before the fund's management fees, on the explanation pages of gemelnet.cma.gov.il. Past returns say nothing about future ones.
These are the fund's details in the Authority's reports.
- Kind of fund
- investment provident fund
- Track
- S&P 500 index
- Managed by
- Clal
- Fee on deposits
- 0.00%
- Who may join
- Open to everyone
- In the Authority's reports since
- December 2020
- Started on
- 1 December 2020
- Number in the Authority's reports
- 13344
These are the risk measures the Authority reports for the last 60 months.
- Standard deviation
- 9.88%How far the monthly return moved around its average. A larger figure means bigger swings.
- Sharpe ratio
- 0.89The return above a risk-free return for each unit of risk. A larger figure means more return for the risk taken.
- Alpha
- 4.32The part of the return that the fund's exposure to the market does not explain.
These funds are close to this one in size.
- מור גמל להשקעה - מניות סחיר683 million shekels
- מנורה מבטחים גמל להשקעה עוקב מדד S&P 500674 million shekels
- אלטשולר שחם חיסכון פלוס עוקב מדד S&P 500876 million shekels
- ילין לפידות קופת גמל להשקעה מסלול עוקב מדד S&P 500120 million shekels
- מגדל גמל להשקעה עוקב מדד S&P 500984 million shekels
- אינפיניטי גמל להשקעה עוקב מדד S&P 50029.5 million shekels
Clal has more investment provident funds.
These are the questions people ask about this fund.
What are the management fees of כלל גמל לעתיד עוקב מדד S&P 500?
In the Authority's report for September 2026, the fee on the savings is 0.59% a year and the fee on deposits is 0.00%.
What were the returns of כלל גמל לעתיד עוקב מדד S&P 500?
In September 2026, the return since the start of 2026 was +8.01%, and the average yearly return over 5 years was +12.01%. These returns are before management fees.
How much money does כלל גמל לעתיד עוקב מדד S&P 500 hold?
The fund held 847 million shekels at the end of September 2026, in the Authority's report.
Who may join כלל גמל לעתיד עוקב מדד S&P 500?
Open to everyone
The figures are from the monthly reports of the Capital Market, Insurance and Savings Authority for September 2026, read on 5 November 2026. Returns are before management fees, and past returns say nothing about future ones.