אלפא מור קופת גמל לחיסכון, קופת גמל לתגמולים וקופת גמל אישית לפיצויים - אשראי ואג"ח holds 1.2 billion shekels and charges 0.62% a year on the savings.
These are its returns, fees, assets and risk in the Authority's report for September 2026, and how it compares with the funds on its track.
₪10,000 put in at the start of August 2023 would have become, by the end of September 2026
₪13,116+31.2%
The dashed line is the amount put in.
August 2023September 2026
This follows the fund's own monthly returns, which are before its management fees, so it shows the fund's growth and not what a saver's balance would be.
Among the 16 provident funds for benefits and severance on the credit and bonds track, this is where the fund stands.
Each dot is a fund on the track, the large dot is this one, and it stands at place 2 of 16 by assets.
Since the start of the year+3.88%
Place 1 of 15 from the highest, and the funds' average is +2.60%.
3 years, yearly average+8.72%
Place 1 of 15 from the highest, and the funds' average is +5.67%.
Fee on savings0.62%
Place 15 of 15 from the lowest, and the funds' average is 0.52%.
All the provident funds for benefits and severance on the credit and bonds track
This chart sets each year's return against the average of the funds on the same track.
Only years the fund reported in full are shown, and each year's return is its twelve monthly returns compounded.
The fund's assets have changed like this since June 2023.
This is how the fund's money was invested in September 2026.
- Exposure to shares
- 3.5%
- Exposure abroad
- 8.0%
- Exposure to foreign currency
- 5.1%
- Liquid assets
- 77.1%
Over the last 12 months the fund received 100 million shekels in deposits and paid out 26.8 million shekels in withdrawals.
- Deposits100 million shekels
- Withdrawals26.8 million shekels
- Transfers between funds, in less out+359 million shekels
- Net inflow after withdrawals and transfers+432 million shekels
These amounts cover the last twelve months.
These are the returns the fund has reported.
| Period | Return in all | Average a year |
|---|---|---|
| Last month, September 2026 | +0.05% | – |
| Since the start of 2026 | +3.88% | – |
| 3 years | +28.49% | +8.72% |
The Authority states that these returns are before the fund's management fees, on the explanation pages of gemelnet.cma.gov.il. Past returns say nothing about future ones.
These are the fund's details in the Authority's reports.
- Kind of fund
- provident fund for benefits and severance
- Track
- credit and bonds
- Managed by
- More
- Fee on deposits
- 0.00%
- Who may join
- Open to everyone
- In the Authority's reports since
- June 2023
- Started on
- 18 June 2023
- Number in the Authority's reports
- 14481
These funds are close to this one in size.
- קופת גמל מחר לבני 50 ומטה1.2 billion shekels
- הפניקס גמל אשראי ואג"ח1.1 billion shekels
- מיטב גמל אשראי ואג"ח1.8 billion shekels
- כלל תמר אשראי ואג"ח956 million shekels
- תגמולים של העובדים בעיריית תל אביב-יפו תגמולים מסלול אשראי ואג"ח6.7 million shekels
- אלטשולר שחם גמל אשראי ואג"ח663 million shekels
More has more provident funds for benefits and severance.
- אלפא מור קופת גמל לחיסכון, קופת גמל לתגמולים וקופת גמל אישית לפיצויים - לבני 50 עד 6017.5 billion shekels
- אלפא מור קופת גמל לחיסכון, קופת גמל לתגמולים וקופת גמל אישית לפיצויים - לבני 60 ומעלה10.3 billion shekels
- אלפא מור קופת גמל לחיסכון, קופת גמל לתגמולים וקופת גמל אישית לפיצויים - מניות8.2 billion shekels
- אלפא מור קופת גמל לחיסכון, קופת גמל לתגמולים וקופת גמל אישית לפיצויים - לבני 50 ומטה7.7 billion shekels
- אלפא מור קופת גמל לחיסכון, קופת גמל לתגמולים וקופת גמל אישית לפיצויים - משולב סחיר2.5 billion shekels
- אלפא מור קופת גמל לחיסכון, קופת גמל לתגמולים וקופת גמל אישית לפיצויים מתמחים באפיקי השקעה סחירים מניות סחיר2.2 billion shekels
These are the questions people ask about this fund.
What are the management fees of אלפא מור קופת גמל לחיסכון, קופת גמל לתגמולים וקופת גמל אישית לפיצויים - אשראי ואג"ח?
In the Authority's report for September 2026, the fee on the savings is 0.62% a year and the fee on deposits is 0.00%.
What were the returns of אלפא מור קופת גמל לחיסכון, קופת גמל לתגמולים וקופת גמל אישית לפיצויים - אשראי ואג"ח?
In September 2026, the return since the start of 2026 was +3.88%, and the average yearly return over 5 years was –. These returns are before management fees.
How much money does אלפא מור קופת גמל לחיסכון, קופת גמל לתגמולים וקופת גמל אישית לפיצויים - אשראי ואג"ח hold?
The fund held 1.2 billion shekels at the end of September 2026, in the Authority's report.
Who may join אלפא מור קופת גמל לחיסכון, קופת גמל לתגמולים וקופת גמל אישית לפיצויים - אשראי ואג"ח?
Open to everyone
The figures are from the monthly reports of the Capital Market, Insurance and Savings Authority for September 2026, read on 5 November 2026. Returns are before management fees, and past returns say nothing about future ones.