קרן החיסכון לצבא הקבע כללי holds 5.1 billion shekels and charges 0.21% a year on the savings.
These are its returns, fees, assets and risk in the Authority's report for September 2026, and how it compares with the funds on its track.
₪10,000 put in at the start of October 2021 would have become, by the end of September 2026
₪14,284+42.8%
The dashed line is the amount put in.
July 2008September 2026
This follows the fund's own monthly returns, which are before its management fees, so it shows the fund's growth and not what a saver's balance would be.
Among the 47 study funds on the general track, this is where the fund stands.
Each dot is a fund on the track, the large dot is this one, and it stands at place 15 of 47 by assets.
Since the start of the year+6.98%
Place 25 of 46 from the highest, and the funds' average is +6.28%.
3 years, yearly average+11.68%
Place 34 of 45 from the highest, and the funds' average is +11.00%.
5 years, yearly average+7.39%
Place 31 of 45 from the highest, and the funds' average is +6.80%.
Fee on savings0.21%
Place 7 of 46 from the lowest, and the funds' average is 0.43%.
This chart sets each year's return against the average of the funds on the same track.
Only years the fund reported in full are shown, and each year's return is its twelve monthly returns compounded.
The fund's assets have changed like this since July 2008.
This is how the fund's money was invested in September 2026.
- Exposure to shares
- 53.2%
- Exposure abroad
- 52.5%
- Exposure to foreign currency
- 18.5%
- Liquid assets
- 77.8%
Over the last 12 months the fund received 385 million shekels in deposits and paid out 210 million shekels in withdrawals.
- Deposits385 million shekels
- Withdrawals210 million shekels
- Transfers between funds, in less out-482 million shekels
- Net inflow after withdrawals and transfers-307 million shekels
These amounts cover the last twelve months.
Over 5 years the fund returned +7.39% a year on average.
| Period | Return in all | Average a year |
|---|---|---|
| Last month, September 2026 | +0.02% | – |
| Since the start of 2026 | +6.98% | – |
| 3 years | +39.30% | +11.68% |
| 5 years | +42.84% | +7.39% |
The Authority states that these returns are before the fund's management fees, on the explanation pages of gemelnet.cma.gov.il. Past returns say nothing about future ones.
These are the fund's details in the Authority's reports.
- Kind of fund
- study fund
- Track
- general
- Who may join
- Closed to the public, for the employees of one company or body
- In the Authority's reports since
- July 2008
- Started on
- 1 April 1984
- Number in the Authority's reports
- 438
These are the risk measures the Authority reports for the last 60 months.
- Standard deviation
- 5.78%How far the monthly return moved around its average. A larger figure means bigger swings.
- Sharpe ratio
- 0.93The return above a risk-free return for each unit of risk. A larger figure means more return for the risk taken.
- Alpha
- 0.84The part of the return that the fund's exposure to the market does not explain.
These funds are close to this one in size.
- מגדל השתלמות מסלול מניות4.9 billion shekels
- מיטב השתלמות בניהול אישי4.9 billion shekels
- רום קרן השתלמות לעובדי הרשויות המקומיות מסלול קלאסי כללי5.9 billion shekels
- עובדי מדינה - מסלול כללי3.4 billion shekels
- קרן השתלמות למורים תיכוניים מסלול רגיל- מסלול כללי10.0 billion shekels
- גלובל נט השתלמות בניהול אישי2.7 billion shekels
קרן החסכון לצבא הקבע - חברה לניהול קופות גמל has more study funds.
- קרן החיסכון לצבא הקבע מניות1.9 billion shekels
- קרן החיסכון לצבא הקבע - עוקב מדד S&P 5001.4 billion shekels
- קרן החיסכון לצבא הקבע - מניות סחיר260 million shekels
- קרן החיסכון לצבא הקבע אשראי ואג"ח137 million shekels
- קרן החיסכון לצבא הקבע - עוקב מדדי מניות82.1 million shekels
- קרן החיסכון לצבא הקבע - עוקב מדדים - גמיש35.4 million shekels
These are the questions people ask about this fund.
What are the management fees of קרן החיסכון לצבא הקבע כללי?
In the Authority's report for September 2026, the fee on the savings is 0.21% a year and the fee on deposits is –.
What were the returns of קרן החיסכון לצבא הקבע כללי?
In September 2026, the return since the start of 2026 was +6.98%, and the average yearly return over 5 years was +7.39%. These returns are before management fees.
How much money does קרן החיסכון לצבא הקבע כללי hold?
The fund held 5.1 billion shekels at the end of September 2026, in the Authority's report.
Who may join קרן החיסכון לצבא הקבע כללי?
Closed to the public, for the employees of one company or body
The figures are from the monthly reports of the Capital Market, Insurance and Savings Authority for September 2026, read on 5 November 2026. Returns are before management fees, and past returns say nothing about future ones.