הראל פנסיה - גילאי 50 ומטה holds 44.2 billion shekels and charges 0.16% a year on the savings.
These are its returns, fees, assets and risk in the Authority's report for September 2026, and how it compares with the funds on its track.
₪10,000 put in at the start of October 2021 would have become, by the end of September 2026
₪15,887+58.9%
The dashed line is the amount put in.
January 2016September 2026
This follows the fund's own monthly returns, which are before its management fees, so it shows the fund's growth and not what a saver's balance would be.
Among the 18 pension funds on the age up to 50 track, this is where the fund stands.
Each dot is a fund on the track, the large dot is this one, and it stands at place 3 of 18 by assets.
Since the start of the year+9.93%
Place 4 of 18 from the highest, and the funds' average is +8.90%.
3 years, yearly average+14.02%
Place 17 of 18 from the highest, and the funds' average is +14.82%.
5 years, yearly average+9.70%
Place 6 of 14 from the highest, and the funds' average is +9.25%.
Fee on savings0.16%
Place 10 of 18 from the lowest, and the funds' average is 0.16%.
This chart sets each year's return against the average of the funds on the same track.
Only years the fund reported in full are shown, and each year's return is its twelve monthly returns compounded.
The fund's assets have changed like this since January 2016.
This is how the fund's money was invested in September 2026.
- Exposure to shares
- 58.4%
- Exposure abroad
- 54.9%
- Exposure to foreign currency
- 19.9%
- Liquid assets
- 83.6%
Over the last 12 months the fund received 5.4 billion shekels in deposits and paid out 1.3 billion shekels in withdrawals.
- Deposits5.4 billion shekels
- Withdrawals1.3 billion shekels
- Transfers between funds, in less out-6.1 billion shekels
- Net inflow after withdrawals and transfers-2.0 billion shekels
These amounts cover the last twelve months.
Over 5 years the fund returned +9.70% a year on average.
| Period | Return in all | Average a year |
|---|---|---|
| Last month, September 2026 | +1.01% | – |
| Since the start of 2026 | +9.93% | – |
| 3 years | +48.24% | +14.02% |
| 5 years | +58.87% | +9.70% |
The Authority states that these returns are before the fund's management fees, on the explanation pages of pensyanet.cma.gov.il. Past returns say nothing about future ones.
These are the fund's details in the Authority's reports.
- Kind of fund
- pension fund
- Track
- age up to 50
- Managed by
- Harel
- Fee on deposits
- 1.47%
- Class in the Authority's reports
- New pension fund
- In the Authority's reports since
- January 2016
- Started on
- 10 November 2015
- Number in the Authority's reports
- 9823
These are the risk measures the Authority reports for the last 60 months.
- Standard deviation
- 6.03%How far the monthly return moved around its average. A larger figure means bigger swings.
- Sharpe ratio
- 1.27The return above a risk-free return for each unit of risk. A larger figure means more return for the risk taken.
- Alpha
- 2.16The part of the return that the fund's exposure to the market does not explain.
These funds are close to this one in size.
- כלל פנסיה לבני 50 ומטה42.9 billion shekels
- הפניקס פנסיה מקיפה - מסלול לבני 50 ומטה59.9 billion shekels
- מגדל מקפת אישית לבני 50 ומטה40.8 billion shekels
- מנורה מבטחים פנסיה - מסלול לבני 50 ומטה66.2 billion shekels
- מיטב פנסיה מקיפה לבני 50 ומטה32.0 billion shekels
- אינפיניטי כללית מסלול לבני 50 ומטה13.2 million shekels
Harel has more pension funds.
These are the questions people ask about this fund.
What are the management fees of הראל פנסיה - גילאי 50 ומטה?
In the Authority's report for September 2026, the fee on the savings is 0.16% a year and the fee on deposits is 1.47%.
What were the returns of הראל פנסיה - גילאי 50 ומטה?
In September 2026, the return since the start of 2026 was +9.93%, and the average yearly return over 5 years was +9.70%. These returns are before management fees.
How much money does הראל פנסיה - גילאי 50 ומטה hold?
The fund held 44.2 billion shekels at the end of September 2026, in the Authority's report.
Who may join הראל פנסיה - גילאי 50 ומטה?
The Authority's reports do not say who may join this kind of fund, and the company that manages it can say.
The figures are from the monthly reports of the Capital Market, Insurance and Savings Authority for September 2026, read on 5 November 2026. Returns are before management fees, and past returns say nothing about future ones.