18 investment provident funds on the general track report today, and they hold 37.1 billion shekels between them.
These are the returns, fees and assets of the investment provident funds on the general track in the Authority's report for September 2026. The list starts with the largest by assets, and the buttons above it sort it by any figure.
Each block is a fund, and its size is the money it holds.
Each dot is one fund, and the large dot is the average of them all.
Since the start of the year+6.44%
Average of 17 funds
Lowest fund: יחד רופאים קופת גמל להשקעה - מסלול כלליHighest fund: כלל גמל לעתיד כללי
3 years, yearly average+12.49%
Average of 16 funds
Lowest fund: קופת גמל להשקעה לעובדי האוניברסיטה העברית כלליHighest fund: כלל גמל לעתיד כללי
5 years, yearly average+7.81%
Average of 11 funds
Lowest fund: אלטשולר שחם חיסכון פלוס כלליHighest fund: הראל גמל להשקעה כללי
Fee on savings0.53%
Average of 17 funds
Lowest fund: גל קופ"ג להשקעה כלליHighest fund: מור גמל להשקעה - כללי
An average counts every fund once, whatever its size. Returns are before management fees, and past returns say nothing about future ones.
This chart shows the average return of the investment provident funds on the general track in each full year.
A year is shown when at least three funds reported all twelve months of it.
The 18 investment provident funds on the general track that reported for September 2026 are listed here.
- הראל גמל להשקעה כלליHarel
6.7 billion shekels
Fee 0.55%This year +5.75%5 years +8.26%
- מור גמל להשקעה - כלליMore
6.0 billion shekels
Fee 0.72%This year +7.35%5 years +8.13%
4.3 billion shekels
Fee 0.62%This year +6.39%5 years +8.13%
- אלטשולר שחם חיסכון פלוס כלליAltshuler Shaham
3.9 billion shekels
Fee 0.63%This year +6.41%5 years +6.43%
- מיטב גמל להשקעה כלליMeitav
3.9 billion shekels
Fee 0.61%This year +6.90%5 years +8.02%
- הפניקס גמל להשקעה כלליPhoenix
3.3 billion shekels
Fee 0.62%This year +6.64%5 years +7.66%
- ילין לפידות קופת גמל להשקעה מסלול כלליYelin Lapidot
3.2 billion shekels
Fee 0.68%This year +5.17%5 years +7.61%
- כלל גמל לעתיד כלליClal
2.1 billion shekels
Fee 0.65%This year +8.37%5 years +7.96%
- מגדל גמל להשקעה כלליMigdal
1.6 billion shekels
Fee 0.62%This year +6.76%5 years +7.86%
- מנורה מבטחים גמל להשקעה כלליMenora Mivtachim
1.6 billion shekels
Fee 0.59%This year +7.08%5 years +7.78%
- אינפיניטי גמל להשקעה כלליInfinity
174 million shekels
Fee 0.56%This year +6.45%5 years +8.06%
- איילון קופת גמל להשקעה כלליAyalon
93.5 million shekels
Fee –This year –5 years –
- מחוג חיסכון פלוס כללימחוג - מינהל גמל לעובדי חברת חשמל לישראל · Closed to the public
93.1 million shekels
Fee 0.25%This year +5.10%5 years –
- קופת גמל להשקעה לעובדי האוניברסיטה העברית כלליחברת הגמל לעובדי האוניברסיטה העברית · Closed to the public
59.2 million shekels
Fee 0.43%This year +6.34%5 years –
- עמ"י קופת גמל להשקעה- מסלול כלליעמ"י - חברה לניהול קופות גמל ענפיות · Closed to the public
37.9 million shekels
Fee 0.39%This year +6.14%5 years –
- גל קופ"ג להשקעה כלליגל - ניהול קופות גמל לעובדי הוראה · Closed to the public
10.7 million shekels
Fee 0.19%This year +6.71%5 years –
- הנדסאים קופה להשקעה - מסלול כלליהנדסאים וטכנאים - חברה לניהול קופות גמל · Closed to the public
7.9 million shekels
Fee 0.44%This year +6.94%5 years –
- יחד רופאים קופת גמל להשקעה - מסלול כללייחד רופאים - חברה לניהול קופות גמל · Closed to the public
1.3 million shekels
Fee 0.39%This year +5.01%5 years –
These are the other tracks of the investment provident funds.
- stocks34.5 billion shekels18 funds
- S&P 500 index12.8 billion shekels15 funds
- credit and bonds4.5 billion shekels25 funds
- stock index tracking4.0 billion shekels11 funds
- traded stocks3.6 billion shekels9 funds
- flexible index tracking1.7 billion shekels12 funds
- mixed traded assets1.7 billion shekels11 funds
- Jewish law812 million shekels9 funds
- money market (shekel)390 million shekels10 funds
- traded bonds241 million shekels9 funds
- bond index tracking155 million shekels7 funds
- government bonds47.8 million shekels3 funds
1 fund stopped reporting in the last three years
These are the questions people ask about these funds.
How many investment provident funds on the general track are there?
18 investment provident funds on the general track reported for September 2026. Together they hold 37.1 billion shekels, and one more stopped reporting in the last three years.
What is the average fee of the investment provident funds on the general track?
The average fee on savings is 0.53% a year, over the 17 investment provident funds on the general track that report one. Every fund counts once, whatever its size.
Which of the investment provident funds on the general track has the highest return over 5 years?
הראל גמל להשקעה כללי has the highest average yearly return over 5 years, +8.26%, of the 11 investment provident funds on the general track with a 5-year figure. The lowest is אלטשולר שחם חיסכון פלוס כללי, with +6.43%. These returns are before management fees.
Are these returns before or after management fees?
They are before. The Authority states that the returns it reports are before the fund's management fees, so a saver's own return is lower by the fee on savings.
The figures are from the monthly reports of the Capital Market, Insurance and Savings Authority for September 2026, read on 5 November 2026. Returns are before management fees, and past returns say nothing about future ones.