הראל גמל להשקעה אשראי ואג"ח holds 106 million shekels and charges 0.54% a year on the savings.
These are its returns, fees, assets and risk in the Authority's report for September 2026, and how it compares with the funds on its track.
₪10,000 put in at the start of August 2024 would have become, by the end of September 2026
₪11,454+14.5%
The dashed line is the amount put in.
August 2024September 2026
This follows the fund's own monthly returns, which are before its management fees, so it shows the fund's growth and not what a saver's balance would be.
Among the 25 investment provident funds on the credit and bonds track, this is where the fund stands.
Each dot is a fund on the track, the large dot is this one, and it stands at place 14 of 25 by assets.
Since the start of the year+3.17%
Place 15 of 23 from the highest, and the funds' average is +3.46%.
Fee on savings0.54%
Place 3 of 23 from the lowest, and the funds' average is 0.60%.
All the investment provident funds on the credit and bonds track
The fund's assets have changed like this since July 2024.
This is how the fund's money was invested in September 2026.
- Exposure to shares
- 4.7%
- Exposure abroad
- 2.3%
- Exposure to foreign currency
- 0.0%
- Liquid assets
- 99.1%
Over the last 12 months the fund received 39.3 million shekels in deposits and paid out 8.1 million shekels in withdrawals.
- Deposits39.3 million shekels
- Withdrawals8.1 million shekels
- Transfers between funds, in less out+48.0 million shekels
- Net inflow after withdrawals and transfers+79.1 million shekels
These amounts cover the last twelve months.
These are the returns the fund has reported.
| Period | Return in all | Average a year |
|---|---|---|
| Last month, September 2026 | -0.32% | – |
| Since the start of 2026 | +3.17% | – |
The Authority states that these returns are before the fund's management fees, on the explanation pages of gemelnet.cma.gov.il. Past returns say nothing about future ones.
These are the fund's details in the Authority's reports.
- Kind of fund
- investment provident fund
- Track
- credit and bonds
- Managed by
- Harel
- Fee on deposits
- 0.00%
- Who may join
- Open to everyone
- In the Authority's reports since
- July 2024
- Started on
- 24 June 2024
- Number in the Authority's reports
- 15283
These funds are close to this one in size.
- אנליסט מסלולית - קופת גמל להשקעה אשראי ואג"ח98.5 million shekels
- אלטשולר שחם חיסכון פלוס אשראי ואג"ח124 million shekels
- ילין לפידות קופת גמל להשקעה מסלול אשראי ואג"ח98.1 million shekels
- הפניקס גמל להשקעה אשראי ואג"ח142 million shekels
- מנורה מבטחים גמל להשקעה מסלול אשראי ואג"ח80.0 million shekels
- מגדל גמל להשקעה מסלול אשראי ואג"ח עם מניות (עד 25% מניות)143 million shekels
Harel has more investment provident funds.
These are the questions people ask about this fund.
What are the management fees of הראל גמל להשקעה אשראי ואג"ח?
In the Authority's report for September 2026, the fee on the savings is 0.54% a year and the fee on deposits is 0.00%.
What were the returns of הראל גמל להשקעה אשראי ואג"ח?
In September 2026, the return since the start of 2026 was +3.17%, and the average yearly return over 5 years was –. These returns are before management fees.
How much money does הראל גמל להשקעה אשראי ואג"ח hold?
The fund held 106 million shekels at the end of September 2026, in the Authority's report.
Who may join הראל גמל להשקעה אשראי ואג"ח?
Open to everyone
The figures are from the monthly reports of the Capital Market, Insurance and Savings Authority for September 2026, read on 5 November 2026. Returns are before management fees, and past returns say nothing about future ones.