Harel has 16 investment provident funds, and they hold 19.1 billion shekels between them.
These are the returns, fees and assets of the Harel investment provident funds in the Authority's report for September 2026. The list starts with the largest by assets, and the buttons above it sort it by any figure.
Each block is a fund, and its size is the money it holds.
- הראל גמל להשקעה מניות7.3 billion shekels
- הראל גמל להשקעה כללי6.7 billion shekels
- הראל גמל להשקעה עוקב מדד S&P 50012.0%
- הראל גמל להשקעה מניות סחיר 1.4 billion shekels
- הראל גמל להשקעה אשראי ואג"ח עם מניות (עד 25% מניות) 431 million shekels
- הראל גמל להשקעה עוקב מדדי מניות 305 million shekels
- הראל גמל להשקעה עוקב מדדים - גמיש 137 million shekels
- הראל גמל להשקעה הלכה 135 million shekels
- The other 5 funds 120 million shekels
- הראל גמל להשקעה אשראי ואג"ח 106 million shekels
- הראל גמל להשקעה כספי (שקלי) 66.6 million shekels
- הראל גמל להשקעה אג"ח סחיר 42.6 million shekels
Each dot is one fund, and the large dot is the average of them all.
Since the start of the year+4.80%
Average of 16 funds
Lowest fund: הראל גמל להשקעה עוקב מדדי אג"חHighest fund: הראל גמל להשקעה מניות סחיר
3 years, yearly average+11.04%
Average of 7 funds
Lowest fund: הראל גמל להשקעה קיימותHighest fund: הראל גמל להשקעה מניות
5 years, yearly average+8.06%
Average of 6 funds
Lowest fund: הראל גמל להשקעה כספי (שקלי)Highest fund: הראל גמל להשקעה מניות
Fee on savings0.56%
Average of 16 funds
Lowest fund: הראל גמל להשקעה מניות סחירHighest fund: הראל גמל להשקעה הלכה
An average counts every fund once, whatever its size. Returns are before management fees, and past returns say nothing about future ones.
The 16 Harel investment provident funds that reported for September 2026 are listed here.
- הראל גמל להשקעה מניותstocks
7.3 billion shekels
Fee 0.55%This year +9.45%5 years +14.64%
- הראל גמל להשקעה כלליgeneral
6.7 billion shekels
Fee 0.55%This year +5.75%5 years +8.26%
- הראל גמל להשקעה עוקב מדד S&P 500S&P 500 index
2.3 billion shekels
Fee 0.56%This year +7.78%5 years +11.92%
- הראל גמל להשקעה מניות סחירtraded stocks
1.4 billion shekels
Fee 0.54%This year +11.61%5 years –
- הראל גמל להשקעה אשראי ואג"ח עם מניות (עד 25% מניות)credit and bonds
431 million shekels
Fee 0.58%This year +3.65%5 years +4.73%
- הראל גמל להשקעה עוקב מדדי מניותstock index tracking
305 million shekels
Fee 0.56%This year +11.52%5 years –
- הראל גמל להשקעה עוקב מדדים - גמישflexible index tracking
137 million shekels
Fee 0.56%This year +7.12%5 years –
- הראל גמל להשקעה הלכהJewish law
135 million shekels
Fee 0.61%This year +6.28%5 years +5.73%
- הראל גמל להשקעה אשראי ואג"חcredit and bonds
106 million shekels
Fee 0.54%This year +3.17%5 years –
- הראל גמל להשקעה כספי (שקלי)money market (shekel)
66.6 million shekels
Fee 0.57%This year +2.97%5 years +3.08%
- הראל גמל להשקעה אג"ח סחירtraded bonds
42.6 million shekels
Fee 0.57%This year +3.16%5 years –
- הראל גמל להשקעה משולב סחירmixed traded assets
35.3 million shekels
Fee 0.56%This year +1.09%5 years –
31.0 million shekels
Fee 0.58%This year +4.69%5 years –
- הראל גמל להשקעה עוקב מדדים- אג"ח עם מניות (עד 25% מניות)bond index tracking
30.2 million shekels
Fee 0.56%This year +4.02%5 years –
- הראל גמל להשקעה עוקב מדדי אג"חbond index tracking
13.3 million shekels
Fee 0.57%This year -5.76%5 years –
- הראל גמל להשקעה קיימותsustainability
9.7 million shekels
Fee 0.57%This year +0.26%5 years –
Harel has funds of these kinds.
- Study funds37.4 billion shekels16 funds
- Provident funds for benefits and severance35.0 billion shekels16 funds
- Savings funds for a child6.8 billion shekels4 funds
- Central severance funds2.0 billion shekels7 funds
- Pension funds224 billion shekels41 funds
- Insurance savings tracks89.9 billion shekels33 funds
1 fund stopped reporting in the last three years
These are the questions people ask about these funds.
How many Harel investment provident funds are there?
16 Harel investment provident funds reported for September 2026. Together they hold 19.1 billion shekels, and one more stopped reporting in the last three years.
What is the average fee of the Harel investment provident funds?
The average fee on savings is 0.56% a year, over the 16 Harel investment provident funds that report one. Every fund counts once, whatever its size.
Which of the Harel investment provident funds has the highest return over 5 years?
הראל גמל להשקעה מניות has the highest average yearly return over 5 years, +14.64%, of the 6 Harel investment provident funds with a 5-year figure. The lowest is הראל גמל להשקעה כספי (שקלי), with +3.08%. These returns are before management fees.
Are these returns before or after management fees?
They are before. The Authority states that the returns it reports are before the fund's management fees, so a saver's own return is lower by the fee on savings.
The figures are from the monthly reports of the Capital Market, Insurance and Savings Authority for September 2026, read on 5 November 2026. Returns are before management fees, and past returns say nothing about future ones.