This fund's reports stopped after June 2024, so the figures are for that month, and the fund is not counted in the lists of funds that report today.
כלל השתלמות אג"ח stopped reporting after June 2024.
These are its returns, fees, assets and risk in the Authority's report for June 2024, and how it compares with the funds on its track.
₪10,000 put in at the start of July 2019 would have become, by the end of June 2024
₪10,698+7.0%
The dashed line is the amount put in.
November 2012June 2024
This follows the fund's own monthly returns, which are before its management fees, so it shows the fund's growth and not what a saver's balance would be.
This chart sets each year's return against the average of the funds of the same kind.
Only years the fund reported in full are shown, and each year's return is its twelve monthly returns compounded.
The fund's assets have changed like this since August 2012.
This is how the fund's money was invested in June 2024.
- Exposure to shares
- 0.6%
- Exposure abroad
- 19.4%
- Exposure to foreign currency
- 11.3%
- Liquid assets
- 82.6%
Over the last 12 months the fund received 15.4 million shekels in deposits and paid out 12.8 million shekels in withdrawals.
- Deposits15.4 million shekels
- Withdrawals12.8 million shekels
- Transfers between funds, in less out-10.9 million shekels
- Net inflow after withdrawals and transfers-8.4 million shekels
These amounts cover the last twelve months.
Over 5 years the fund returned +1.36% a year on average.
| Period | Return in all | Average a year |
|---|---|---|
| Last month, June 2024 | +0.10% | – |
| Since the start of 2024 | +0.76% | – |
| 3 years | +0.76% | +0.25% |
| 5 years | +6.98% | +1.36% |
The Authority states that these returns are before the fund's management fees, on the explanation pages of gemelnet.cma.gov.il. Past returns say nothing about future ones.
These are the fund's details in the Authority's reports.
- Kind of fund
- study fund
- Track
- bonds
- Managed by
- Clal
- Who may join
- Open to everyone
- In the Authority's reports since
- August 2012
- Started on
- 17 July 2012
- Number in the Authority's reports
- 2115
These are the risk measures the Authority reports for the last 60 months.
- Standard deviation
- 3.64%How far the monthly return moved around its average. A larger figure means bigger swings.
- Sharpe ratio
- -0.20The return above a risk-free return for each unit of risk. A larger figure means more return for the risk taken.
- Alpha
- -0.12The part of the return that the fund's exposure to the market does not explain.
These funds are close to this one in size.
- כלל השתלמות עוקב מדדים גמיש159 million shekels
- אינפיניטי השתלמות אשראי ואג"ח158 million shekels
- מגדל השתלמות מסלול כספי (שקלי)166 million shekels
- מיטב השתלמות סחיר - אג"ח עם מניות (עד 25% מניות)171 million shekels
- עובדי מדינה - מסלול מניות171 million shekels
- מנורה מבטחים השתלמות כספי (שקלי)151 million shekels
Clal has more study funds.
These are the questions people ask about this fund.
What are the management fees of כלל השתלמות אג"ח?
In the Authority's report for June 2024, the fee on the savings is 0.52% a year and the fee on deposits is –.
What were the returns of כלל השתלמות אג"ח?
In June 2024, the return since the start of 2024 was +0.76%, and the average yearly return over 5 years was +1.36%. These returns are before management fees.
How much money does כלל השתלמות אג"ח hold?
The fund held 162 million shekels at the end of June 2024, in the Authority's report.
Who may join כלל השתלמות אג"ח?
Open to everyone
The figures are from the monthly reports of the Capital Market, Insurance and Savings Authority for June 2024, read on 5 November 2026. Returns are before management fees, and past returns say nothing about future ones.