This fund's reports stopped after July 2024, so the figures are for that month, and the fund is not counted in the lists of funds that report today.
הראל גמל מסלול אג"ח עד 20% מניות stopped reporting after July 2024.
These are its returns, fees, assets and risk in the Authority's report for July 2024, and how it compares with the funds on its track.
₪10,000 put in at the start of August 2019 would have become, by the end of July 2024
₪11,709+17.1%
The dashed line is the amount put in.
January 2015July 2024
This follows the fund's own monthly returns, which are before its management fees, so it shows the fund's growth and not what a saver's balance would be.
This chart sets each year's return against the average of the funds of the same kind.
Only years the fund reported in full are shown, and each year's return is its twelve monthly returns compounded.
The fund's assets have changed like this since January 1999.
Over the last 12 months the fund received 31.3 million shekels in deposits and paid out 104 million shekels in withdrawals.
- Deposits31.3 million shekels
- Withdrawals104 million shekels
- Transfers between funds, in less out-2.6 billion shekels
- Net inflow after withdrawals and transfers-2.7 billion shekels
These amounts cover the last twelve months.
Over 5 years the fund returned +3.21% a year on average.
| Period | Return in all | Average a year |
|---|---|---|
| Last month, July 2024 | 0.00% | – |
| Since the start of 2024 | +1.97% | – |
| 3 years | +5.62% | +1.84% |
| 5 years | +17.09% | +3.21% |
The Authority states that these returns are before the fund's management fees, on the explanation pages of gemelnet.cma.gov.il. Past returns say nothing about future ones.
These are the fund's details in the Authority's reports.
- Kind of fund
- provident fund for benefits and severance
- Track
- bonds with up to 25% stocks
- Managed by
- Harel
- Fee on deposits
- 0.14%
- Who may join
- Open to everyone
- In the Authority's reports since
- January 1999
- Started on
- 1 January 1988
- Number in the Authority's reports
- 502
These are the risk measures the Authority reports for the last 60 months.
- Standard deviation
- 4.47%How far the monthly return moved around its average. A larger figure means bigger swings.
- Sharpe ratio
- 0.22The return above a risk-free return for each unit of risk. A larger figure means more return for the risk taken.
- Alpha
- 0.48The part of the return that the fund's exposure to the market does not explain.
These funds are close to this one in size.
- איילון גמל לחיסכון עוקב מדדי אג"ח0.1 million shekels
- איילון גמל לחיסכון הלכה0.2 million shekels
- איילון גמל לחיסכון כספי (שקלי)0.4 million shekels
- איילון גמל לחיסכון משולב סחיר1.6 million shekels
- מנורה מבטחים תגמולים ופיצויים מסלול קיימות1.9 million shekels
- קופת גמל עו"ס לבני 60 ומעלה2.0 million shekels
Harel has more provident funds for benefits and severance.
These are the questions people ask about this fund.
What are the management fees of הראל גמל מסלול אג"ח עד 20% מניות?
In the Authority's report for July 2024, the fee on the savings is 0.50% a year and the fee on deposits is 0.14%.
What were the returns of הראל גמל מסלול אג"ח עד 20% מניות?
In July 2024, the return since the start of 2024 was +1.97%, and the average yearly return over 5 years was +3.21%. These returns are before management fees.
How much money does הראל גמל מסלול אג"ח עד 20% מניות hold?
The fund held 0.0 million shekels at the end of July 2024, in the Authority's report.
Who may join הראל גמל מסלול אג"ח עד 20% מניות?
Open to everyone
The figures are from the monthly reports of the Capital Market, Insurance and Savings Authority for July 2024, read on 5 November 2026. Returns are before management fees, and past returns say nothing about future ones.