Harel has 16 provident funds for benefits and severance, and they hold 35.0 billion shekels between them.
These are the returns, fees and assets of the Harel provident funds for benefits and severance in the Authority's report for September 2026. The list starts with the largest by assets, and the buttons above it sort it by any figure.
Each block is a fund, and its size is the money it holds.
Each dot is one fund, and the large dot is the average of them all.
Since the start of the year+5.71%
Average of 16 funds
Lowest fund: הראל גמל- עוקב מדדי אג"חHighest fund: הראל גמל מסלול מניות
3 years, yearly average+10.97%
Average of 11 funds
Lowest fund: הראל גמל כספי (שקלי)Highest fund: הראל גמל מסלול מניות
5 years, yearly average+7.19%
Average of 9 funds
Lowest fund: הראל גמל מסלול אשראי ואג"חHighest fund: הראל גמל מסלול מניות
Fee on savings0.49%
Average of 16 funds
Lowest fund: הראל גמל מסלול לגילאי 50 עד 60Highest fund: הראל גמל מסלול הלכה
An average counts every fund once, whatever its size. Returns are before management fees, and past returns say nothing about future ones.
The 16 Harel provident funds for benefits and severance that reported for September 2026 are listed here.
- הראל גמל מסלול לגילאי 60 ומעלהage 60 and over
13.2 billion shekels
Fee 0.56%This year +4.65%5 years +4.79%
- הראל גמל מסלול לגילאי 50 עד 60age 50 to 60
7.4 billion shekels
Fee 0.41%This year +6.78%5 years +7.22%
- הראל גמל מסלול מניותstocks
3.5 billion shekels
Fee 0.50%This year +12.88%5 years +12.41%
- הראל גמל - עוקב מדד S&P 500S&P 500 index
3.2 billion shekels
Fee 0.50%This year +7.79%5 years +11.86%
- הראל גמל מסלול לגילאי 50 ומטהage up to 50
2.9 billion shekels
Fee 0.56%This year +8.12%5 years +8.16%
- הראל גמל- מניות סחירtraded stocks
1.5 billion shekels
Fee 0.46%This year +9.59%5 years –
- הראל גמל - עוקב מדדים גמישflexible index tracking
1.2 billion shekels
Fee 0.43%This year +7.13%5 years –
- הראל גמל מסלול אשראי ואג"חcredit and bonds
585 million shekels
Fee 0.50%This year +1.71%5 years +2.57%
- הראל גמל מסלול הלכהJewish law
399 million shekels
Fee 0.57%This year +7.15%5 years +7.20%
- הראל גמל- עוקב מדדי מניותstock index tracking
361 million shekels
Fee 0.50%This year +11.37%5 years –
- הראל גמל כספי (שקלי)money market (shekel)
282 million shekels
Fee 0.45%This year +2.97%5 years +3.23%
- הראל גמל- אג"ח סחירtraded bonds
222 million shekels
Fee 0.51%This year +2.85%5 years –
- הראל גמל- משולב סחירmixed traded assets
133 million shekels
Fee 0.51%This year +6.66%5 years –
79.0 million shekels
Fee 0.42%This year +7.12%5 years +7.27%
- הראל גמל- עוקב מדדי אג"חbond index tracking
52.8 million shekels
Fee 0.43%This year -5.63%5 years –
- הראל גמל קיימותsustainability
7.4 million shekels
Fee 0.55%This year +0.19%5 years –
Harel has funds of these kinds.
These are the questions people ask about these funds.
How many Harel provident funds for benefits and severance are there?
16 Harel provident funds for benefits and severance reported for September 2026. Together they hold 35.0 billion shekels, and 5 more stopped reporting in the last three years.
What is the average fee of the Harel provident funds for benefits and severance?
The average fee on savings is 0.49% a year, over the 16 Harel provident funds for benefits and severance that report one. Every fund counts once, whatever its size.
Which of the Harel provident funds for benefits and severance has the highest return over 5 years?
הראל גמל מסלול מניות has the highest average yearly return over 5 years, +12.41%, of the 9 Harel provident funds for benefits and severance with a 5-year figure. The lowest is הראל גמל מסלול אשראי ואג"ח, with +2.57%. These returns are before management fees.
Are these returns before or after management fees?
They are before. The Authority states that the returns it reports are before the fund's management fees, so a saver's own return is lower by the fee on savings.
The figures are from the monthly reports of the Capital Market, Insurance and Savings Authority for September 2026, read on 5 November 2026. Returns are before management fees, and past returns say nothing about future ones.