19 insurance savings tracks on the lettered funds (Het, Tet and Yod) track report today, and they hold 240 billion shekels between them.
These are the returns, fees and assets of the insurance savings tracks on the lettered funds (Het, Tet and Yod) track in the Authority's report for September 2026. The list starts with the largest by assets, and the buttons above it sort it by any figure.
Each block is a fund, and its size is the money it holds.
Each dot is one fund, and the large dot is the average of them all.
Since the start of the year+7.35%
Average of 19 funds
Lowest fund: הכשרה חברה לביטוח בע"מ - קרן י'Highest fund: כלל-קרן י'
3 years, yearly average+12.55%
Average of 19 funds
Lowest fund: הכשרה חברה לביטוח בע"מ - קרן י'Highest fund: איילון-קרן ט'
5 years, yearly average+7.87%
Average of 19 funds
Lowest fund: הכשרה חברה לביטוח בע"מ - קרן ט'Highest fund: איילון-קרן ט'
Fee on savings1.93%
Average of 19 funds
Lowest fund: הכשרה חברה לביטוח בע"מ - קרן ט'Highest fund: איילון-קרן ט'
An average counts every fund once, whatever its size. Returns are before management fees, and past returns say nothing about future ones.
This chart shows the average return of the insurance savings tracks on the lettered funds (Het, Tet and Yod) track in each full year.
A year is shown when at least three funds reported all twelve months of it.
The 19 insurance savings tracks on the lettered funds (Het, Tet and Yod) track that reported for September 2026 are listed here.
- מגדל-קרן י'Migdal
86.3 billion shekels
Fee 2.21%This year +7.44%5 years +8.28%
- כלל-קרן י'Clal
49.8 billion shekels
Fee 2.19%This year +8.44%5 years +8.30%
- הפניקס - קרן י'Phoenix
37.7 billion shekels
Fee 2.72%This year +6.30%5 years +8.53%
- הראל-קרן י'Harel
27.4 billion shekels
Fee 2.03%This year +7.69%5 years +7.68%
- מנורה-קרן י'Menora Mivtachim
13.1 billion shekels
Fee 2.20%This year +7.57%5 years +7.81%
- מנורה-קרן י' חדשהMenora Mivtachim
12.0 billion shekels
Fee 0.88%This year +7.57%5 years +7.81%
- מגדל-קרן ט'Migdal
3.1 billion shekels
Fee 1.54%This year +6.87%5 years +7.07%
- כלל-קרן ט'Clal
2.5 billion shekels
Fee 2.07%This year +8.33%5 years +8.21%
- איילון-קרן י'Ayalon
2.2 billion shekels
Fee 2.79%This year +7.95%5 years +8.99%
- הכשרה חברה לביטוח בע"מ - קרן י'Hachshara
1.9 billion shekels
Fee 1.86%This year +4.51%5 years +6.95%
- הפניקס - קרן ט'Phoenix
1.2 billion shekels
Fee 2.08%This year +7.33%5 years +7.58%
- הראל-קרן ט'Harel
1.1 billion shekels
Fee 1.91%This year +7.39%5 years +7.36%
- הראל-קרן י' חדשהHarel
1.0 billion shekels
Fee 1.00%This year +7.69%5 years +7.68%
- מנורה-קרן ט'Menora Mivtachim
581 million shekels
Fee 2.62%This year +7.97%5 years +8.80%
- איילון-קרן י' חדשהAyalon
461 million shekels
Fee 0.95%This year +7.96%5 years +8.90%
- הכשרה חברה לביטוח בע"מ - קרן ט'Hachshara
75.5 million shekels
Fee 0.87%This year +6.16%5 years +5.47%
- מגדל-קרן ח'Migdal
29.9 million shekels
Fee 1.65%This year +7.27%5 years +7.56%
- איילון-קרן ט'Ayalon
13.2 million shekels
Fee 3.18%This year +7.92%5 years +9.29%
- הראל-קרן ח'Harel
3.6 million shekels
Fee 1.86%This year +7.34%5 years +7.18%
These are the other tracks of the insurance savings tracks.
- general144 billion shekels16 funds
- pension recipients, basic41.8 billion shekels12 funds
- stocks35.8 billion shekels18 funds
- age 50 to 6025.5 billion shekels10 funds
- age up to 5018.9 billion shekels10 funds
- age 60 and over16.7 billion shekels10 funds
- S&P 500 index11.8 billion shekels9 funds
- credit and bonds11.3 billion shekels12 funds
- bonds with up to 25% stocks8.5 billion shekels8 funds
- traded stocks5.0 billion shekels7 funds
- flexible index tracking4.6 billion shekels11 funds
- stock index tracking4.1 billion shekels9 funds
These are the questions people ask about these funds.
How many insurance savings tracks on the lettered funds (Het, Tet and Yod) track are there?
19 insurance savings tracks on the lettered funds (Het, Tet and Yod) track reported for September 2026. Together they hold 240 billion shekels, and none has stopped reporting in the last three years.
What is the average fee of the insurance savings tracks on the lettered funds (Het, Tet and Yod) track?
The average fee on savings is 1.93% a year, over the 19 insurance savings tracks on the lettered funds (Het, Tet and Yod) track that report one. Every fund counts once, whatever its size.
Which of the insurance savings tracks on the lettered funds (Het, Tet and Yod) track has the highest return over 5 years?
איילון-קרן ט' has the highest average yearly return over 5 years, +9.29%, of the 19 insurance savings tracks on the lettered funds (Het, Tet and Yod) track with a 5-year figure. The lowest is הכשרה חברה לביטוח בע"מ - קרן ט', with +5.47%. These returns are before management fees.
Are these returns before or after management fees?
They are before. The Authority states that the returns it reports are before the fund's management fees, so a saver's own return is lower by the fee on savings.
The figures are from the monthly reports of the Capital Market, Insurance and Savings Authority for September 2026, read on 5 November 2026. Returns are before management fees, and past returns say nothing about future ones.