12 insurance savings tracks on the credit and bonds track report today, and they hold 11.3 billion shekels between them.
These are the returns, fees and assets of the insurance savings tracks on the credit and bonds track in the Authority's report for September 2026. The list starts with the largest by assets, and the buttons above it sort it by any figure.
Each block is a fund, and its size is the money it holds.
- מגדל מסלול אשראי ואג"ח3.0 billion shekels
- כלל-אשראי ואג"ח2.4 billion shekels
- הפניקס אשראי ואג"ח2.1 billion shekels
- הראל מסלול אשראי ואג"ח15.0%
- מנורה מבטחים ביטוח בע"מ אשראי ואג"ח7.2%
- הכשרה חברה לביטוח בע"מ - אשראי ואג"ח 547 million shekels
- איילון חברה לביטוח בע"מ אשראי ואג"ח 390 million shekels
- אקסלנס אינווסט אשראי ואג"ח (עד 25% מניות) 157 million shekels
- הפניקס Apollo אשראי ואג"ח 86.0 million shekels
- איי.די.איי. מסלול אשראי ואג"ח 71.7 million shekels
- הראל מסלול משתתף ברווחים אשראי ואג"ח 54.1 million shekels
Each dot is one fund, and the large dot is the average of them all.
Since the start of the year+2.46%
Average of 11 funds
Lowest fund: הראל מסלול אשראי ואג"חHighest fund: אקסלנס אינווסט אשראי ואג"ח (עד 25% מניות)
3 years, yearly average+5.72%
Average of 10 funds
Lowest fund: מגדל מסלול אשראי ואג"חHighest fund: אקסלנס אינווסט אשראי ואג"ח (עד 25% מניות)
5 years, yearly average+2.87%
Average of 9 funds
Lowest fund: מגדל מסלול אשראי ואג"חHighest fund: אקסלנס אינווסט אשראי ואג"ח (עד 25% מניות)
Fee on savings0.80%
Average of 12 funds
Lowest fund: כלל חברה לביטוח בע"מ State Street אשראי ואג"חHighest fund: הפניקס Apollo אשראי ואג"ח
An average counts every fund once, whatever its size. Returns are before management fees, and past returns say nothing about future ones.
This chart shows the average return of the insurance savings tracks on the credit and bonds track in each full year.
A year is shown when at least three funds reported all twelve months of it.
The 12 insurance savings tracks on the credit and bonds track that reported for September 2026 are listed here.
- מגדל מסלול אשראי ואג"חMigdal
3.0 billion shekels
Fee 0.97%This year +2.25%5 years +2.20%
- כלל-אשראי ואג"חClal
2.4 billion shekels
Fee 0.95%This year +2.75%5 years +3.09%
- הפניקס אשראי ואג"חPhoenix
2.1 billion shekels
Fee 0.80%This year +1.83%5 years +2.81%
- הראל מסלול אשראי ואג"חHarel
1.7 billion shekels
Fee 0.83%This year +1.63%5 years +2.36%
- מנורה מבטחים ביטוח בע"מ אשראי ואג"חMenora Mivtachim
819 million shekels
Fee 0.90%This year +2.21%5 years +2.50%
- הכשרה חברה לביטוח בע"מ - אשראי ואג"חHachshara
547 million shekels
Fee 0.87%This year +2.79%5 years –
390 million shekels
Fee 0.78%This year +1.95%5 years +2.23%
157 million shekels
Fee 0.99%This year +3.93%5 years +5.00%
- הפניקס Apollo אשראי ואג"חPhoenix
86.0 million shekels
Fee 1.07%This year +3.55%5 years –
- איי.די.איי. מסלול אשראי ואג"חישיר - איי. די. איי. חברה לביטוח
71.7 million shekels
Fee 0.98%This year +2.52%5 years +3.27%
54.1 million shekels
Fee 0.49%This year +1.63%5 years +2.36%
0.0 million shekels
Fee 0.00%This year –5 years –
These are the other tracks of the insurance savings tracks.
- lettered funds (Het, Tet and Yod)240 billion shekels19 funds
- general144 billion shekels16 funds
- pension recipients, basic41.8 billion shekels12 funds
- stocks35.8 billion shekels18 funds
- age 50 to 6025.5 billion shekels10 funds
- age up to 5018.9 billion shekels10 funds
- age 60 and over16.7 billion shekels10 funds
- S&P 500 index11.8 billion shekels9 funds
- bonds with up to 25% stocks8.5 billion shekels8 funds
- traded stocks5.0 billion shekels7 funds
- flexible index tracking4.6 billion shekels11 funds
- stock index tracking4.1 billion shekels9 funds
1 fund stopped reporting in the last three years
These are the questions people ask about these funds.
How many insurance savings tracks on the credit and bonds track are there?
12 insurance savings tracks on the credit and bonds track reported for September 2026. Together they hold 11.3 billion shekels, and one more stopped reporting in the last three years.
What is the average fee of the insurance savings tracks on the credit and bonds track?
The average fee on savings is 0.80% a year, over the 12 insurance savings tracks on the credit and bonds track that report one. Every fund counts once, whatever its size.
Which of the insurance savings tracks on the credit and bonds track has the highest return over 5 years?
אקסלנס אינווסט אשראי ואג"ח (עד 25% מניות) has the highest average yearly return over 5 years, +5.00%, of the 9 insurance savings tracks on the credit and bonds track with a 5-year figure. The lowest is מגדל מסלול אשראי ואג"ח, with +2.20%. These returns are before management fees.
Are these returns before or after management fees?
They are before. The Authority states that the returns it reports are before the fund's management fees, so a saver's own return is lower by the fee on savings.
The figures are from the monthly reports of the Capital Market, Insurance and Savings Authority for September 2026, read on 5 November 2026. Returns are before management fees, and past returns say nothing about future ones.