20 provident funds for benefits and severance on the general track report today, and they hold 29.0 billion shekels between them.
These are the returns, fees and assets of the provident funds for benefits and severance on the general track in the Authority's report for September 2026. The list starts with the largest by assets, and the buttons above it sort it by any figure.
Each block is a fund, and its size is the money it holds.
Each dot is one fund, and the large dot is the average of them all.
Since the start of the year+4.08%
Average of 20 funds
Lowest fund: מיטב גמל בניהול אישיHighest fund: בר קרן גמולים קופת גמל לתגמולים ופיצויים בניהול כלל גמל בע"מ
3 years, yearly average+7.76%
Average of 17 funds
Lowest fund: מיטב גמל בניהול אישיHighest fund: מיטב בטחון
5 years, yearly average+4.67%
Average of 17 funds
Lowest fund: מיטב גמל בניהול אישיHighest fund: מיטב בטחון
Fee on savings0.36%
Average of 18 funds
Lowest fund: קופת התגמולים של עובדי בנק לאומיHighest fund: הפניקס קופה לתשלום דמי מחלה
An average counts every fund once, whatever its size. Returns are before management fees, and past returns say nothing about future ones.
This chart shows the average return of the provident funds for benefits and severance on the general track in each full year.
A year is shown when at least three funds reported all twelve months of it.
The 20 provident funds for benefits and severance on the general track that reported for September 2026 are listed here.
- מיטב גמל בניהול אישיMeitav
9.6 billion shekels
Fee 0.28%This year 0.00%5 years 0.00%
4.9 billion shekels
Fee 0.26%This year +8.27%5 years +7.68%
- קופת התגמולים של עובדי בנק לאומיהחברה לניהול קופות התגמולים והפיצויים של עובדי בנק לאומי · Closed to the public
4.8 billion shekels
Fee 0.00%This year +8.12%5 years +7.73%
- גלובל נט גמל בניהול אישיגלובלנט ניהול קופות גמל
3.4 billion shekels
Fee 0.31%This year 0.00%5 years 0.00%
- הפניקס גמל בניהול אישיPhoenix
1.7 billion shekels
Fee 0.15%This year 0.00%5 years 0.00%
- שיבולת קופת תגמוליםשיבולת - חברה לניהול קופות גמל · Closed to the public
897 million shekels
Fee 0.21%This year +3.32%5 years +3.59%
- מנורה מבטחים יותר מסלול ד'Menora Mivtachim
867 million shekels
Fee 0.61%This year +5.00%5 years +5.60%
- סלייס גמל בניהול אישיסלייס גמל
633 million shekels
Fee –This year 0.00%5 years –
- מנורה מבטחים גמל בניהול אישי IRAMenora Mivtachim
467 million shekels
Fee –This year +1.82%5 years –
- מנורה מבטחים אמיר כלליMenora Mivtachim
461 million shekels
Fee 0.50%This year +5.90%5 years +7.02%
- גלובל נט גמל IRAגלובלנט ניהול קופות גמל
445 million shekels
Fee 0.28%This year 0.00%5 years +0.16%
- מחוג מסלול כללימחוג - מינהל גמל לעובדי חברת חשמל לישראל · Closed to the public
348 million shekels
Fee 0.25%This year +4.92%5 years +6.95%
- מגדל לתגמולים בניהול אישי IRAMigdal
149 million shekels
Fee 0.22%This year 0.00%5 years 0.00%
79.0 million shekels
Fee 0.42%This year +7.12%5 years +7.27%
- קופת גמל אישית לפיצויים של העובדים באוניברסיטה העברית בירושליםחברת הגמל לעובדי האוניברסיטה העברית · Closed to the public
73.9 million shekels
Fee 0.45%This year +7.55%5 years +7.18%
- אלטשולר שחם מרפא קופה מרכזית לדמי מחלהAltshuler Shaham
60.3 million shekels
Fee 0.51%This year +5.45%5 years +6.37%
- אקטיון גמל IRAאקטיון
31.3 million shekels
Fee 0.24%This year +6.58%5 years –
- מיטב בטחוןMeitav
22.3 million shekels
Fee 0.63%This year +6.18%5 years +7.95%
- מקפת דמי מחלהMigdal
18.1 million shekels
Fee 0.44%This year +6.34%5 years +6.87%
- הפניקס קופה לתשלום דמי מחלהPhoenix
4.0 million shekels
Fee 0.81%This year +4.97%5 years +5.08%
These are the other tracks of the provident funds for benefits and severance.
- age 50 to 60139 billion shekels30 funds
- age 60 and over89.5 billion shekels28 funds
- age up to 5063.0 billion shekels28 funds
- stocks49.1 billion shekels19 funds
- S&P 500 index17.5 billion shekels18 funds
- mixed traded assets9.3 billion shekels14 funds
- guaranteed yield9.0 billion shekels9 funds
- stock index tracking8.9 billion shekels13 funds
- credit and bonds7.8 billion shekels16 funds
- traded stocks7.8 billion shekels10 funds
- flexible index tracking4.5 billion shekels14 funds
- money market (shekel)1.6 billion shekels11 funds
5 funds stopped reporting in the last three years
- קופת תגמולים ופיצויים של מפעלי נייר חדרהLast reported December 2024
- אלפא מור קופת גמל לתגמולים ואישית לפיצויים וקופת גמל לא משלמת לקצבה מעורב מחקה מדדיםLast reported June 2024
- קופה לתגמולים ופנסיה של עובדי הסוכנות היהודית לא"י בע"מLast reported December 2023
- איי.אר.איי ישראל גמל בניהול אישיLast reported November 2023
- כלל מרכזית לדמי מחלהLast reported November 2023
These are the questions people ask about these funds.
How many provident funds for benefits and severance on the general track are there?
20 provident funds for benefits and severance on the general track reported for September 2026. Together they hold 29.0 billion shekels, and 5 more stopped reporting in the last three years.
What is the average fee of the provident funds for benefits and severance on the general track?
The average fee on savings is 0.36% a year, over the 18 provident funds for benefits and severance on the general track that report one. Every fund counts once, whatever its size.
Which of the provident funds for benefits and severance on the general track has the highest return over 5 years?
מיטב בטחון has the highest average yearly return over 5 years, +7.95%, of the 17 provident funds for benefits and severance on the general track with a 5-year figure. The lowest is מגדל לתגמולים בניהול אישי IRA, with 0.00%. These returns are before management fees.
Are these returns before or after management fees?
They are before. The Authority states that the returns it reports are before the fund's management fees, so a saver's own return is lower by the fee on savings.
The figures are from the monthly reports of the Capital Market, Insurance and Savings Authority for September 2026, read on 5 November 2026. Returns are before management fees, and past returns say nothing about future ones.