מנורה מבטחים יותר מסלול ד' holds 867 million shekels and charges 0.61% a year on the savings.
These are its returns, fees, assets and risk in the Authority's report for September 2026, and how it compares with the funds on its track.
₪10,000 put in at the start of October 2021 would have become, by the end of September 2026
₪13,129+31.3%
The dashed line is the amount put in.
January 1999September 2026
This follows the fund's own monthly returns, which are before its management fees, so it shows the fund's growth and not what a saver's balance would be.
Among the 20 provident funds for benefits and severance on the general track, this is where the fund stands.
Each dot is a fund on the track, the large dot is this one, and it stands at place 7 of 20 by assets.
Since the start of the year+5.00%
Place 10 of 20 from the highest, and the funds' average is +4.08%.
3 years, yearly average+8.80%
Place 11 of 17 from the highest, and the funds' average is +7.76%.
5 years, yearly average+5.60%
Place 10 of 17 from the highest, and the funds' average is +4.67%.
Fee on savings0.61%
Place 16 of 18 from the lowest, and the funds' average is 0.36%.
All the provident funds for benefits and severance on the general track
This chart sets each year's return against the average of the funds on the same track.
Only years the fund reported in full are shown, and each year's return is its twelve monthly returns compounded.
The fund's assets have changed like this since January 1999.
This is how the fund's money was invested in September 2026.
- Exposure to shares
- 30.5%
- Exposure abroad
- 39.5%
- Exposure to foreign currency
- 17.4%
- Liquid assets
- 73.5%
Over the last 12 months the fund received 5.4 million shekels in deposits and paid out 153 million shekels in withdrawals.
- Deposits5.4 million shekels
- Withdrawals153 million shekels
- Transfers between funds, in less out+65.3 million shekels
- Net inflow after withdrawals and transfers-82.5 million shekels
These amounts cover the last twelve months.
Over 5 years the fund returned +5.60% a year on average.
| Period | Return in all | Average a year |
|---|---|---|
| Last month, September 2026 | +0.13% | – |
| Since the start of 2026 | +5.00% | – |
| 3 years | +28.79% | +8.80% |
| 5 years | +31.29% | +5.60% |
The Authority states that these returns are before the fund's management fees, on the explanation pages of gemelnet.cma.gov.il. Past returns say nothing about future ones.
These are the fund's details in the Authority's reports.
- Kind of fund
- provident fund for benefits and severance
- Track
- general
- Managed by
- Menora Mivtachim
- Fee on deposits
- 0.10%
- Who may join
- Open to everyone
- In the Authority's reports since
- January 1999
- Started on
- 28 June 1972
- Number in the Authority's reports
- 119
These are the risk measures the Authority reports for the last 60 months.
- Standard deviation
- 3.75%How far the monthly return moved around its average. A larger figure means bigger swings.
- Sharpe ratio
- 0.92The return above a risk-free return for each unit of risk. A larger figure means more return for the risk taken.
- Alpha
- 0.36The part of the return that the fund's exposure to the market does not explain.
These funds are close to this one in size.
- מנורה מבטחים תגמולים ופיצויים מסלול עוקב מדדי מניות786 million shekels
- סלייס גמל בניהול אישי633 million shekels
- שיבולת קופת תגמולים897 million shekels
- מנורה מבטחים גמל בניהול אישי IRA467 million shekels
- הפניקס גמל בניהול אישי1.7 billion shekels
- מנורה מבטחים אמיר כללי461 million shekels
Menora Mivtachim has more provident funds for benefits and severance.
- מנורה מבטחים גמל בניהול אישי IRA467 million shekels
- מנורה מבטחים אמיר כללי461 million shekels
- מנורה מבטחים תגמולים ופיצויים מסלול לבני 50 עד 605.5 billion shekels
- מנורה מבטחים תגמולים ופיצויים מסלול לבני 50 ומטה4.9 billion shekels
- מנורה מבטחים יותר מסלול ג'4.3 billion shekels
- מנורה מבטחים תגמולים ופיצויים מסלול לבני 60 ומעלה3.5 billion shekels
These are the questions people ask about this fund.
What are the management fees of מנורה מבטחים יותר מסלול ד'?
In the Authority's report for September 2026, the fee on the savings is 0.61% a year and the fee on deposits is 0.10%.
What were the returns of מנורה מבטחים יותר מסלול ד'?
In September 2026, the return since the start of 2026 was +5.00%, and the average yearly return over 5 years was +5.60%. These returns are before management fees.
How much money does מנורה מבטחים יותר מסלול ד' hold?
The fund held 867 million shekels at the end of September 2026, in the Authority's report.
Who may join מנורה מבטחים יותר מסלול ד'?
Open to everyone
The figures are from the monthly reports of the Capital Market, Insurance and Savings Authority for September 2026, read on 5 November 2026. Returns are before management fees, and past returns say nothing about future ones.